Online Calculator Helps Trim Thousands from Long-Term Care Costs
June 25, 2020
Location, location, location! This mantra applies not only to the value of homes, but also to the cost of long-term care. "Just as homes vary widely in price from area to area, so does the cost of care," says Denise Gott, an agent with ACSIA Partners LLC. "You need to take that into account in your financial planning." Fortunately, there’s an online calculator that makes comparisons easy, Gott says:
Denise Gott Offers Virtual Long-Term Care Education and Planning, Avoiding In Person Infection Risks
May 28, 2020
If you, your family, or group need an agent’s help in planning for long-term care, a meeting may be necessary. However, COVID-19 infection prevention could delay your planning if you don’t know where to look. In a time of social distancing, why risk sharing viruses with anyone? With Denise Gott, however, you can meet without risk! "I’m available virtually, through computer or mobile device, for individuals or groups of any size," says Gott, OH-based agent with ACSIA Partners LLC. The educational sessions are offered through online conferencing tools that let multiple people from multiple locations connect with each other at the same time.
Fear of Infection in Long-Term Care Facilities Highlights Value of In-Home Plans
April 16, 2020
Like many people, you may envision long-term care insurance paying for care in a nursing home or other care facility. However, “there are plans that may also cover care in your own home,” says Denise Gott, OH-based agent with ACSIA Partners LLC. That may give you greater control over with whom you come in contact, “but you need to choose your policy with care,” Gott adds.
Coronavirus Risk in Long-Term Care Facilities May Be Reduced Thanks to New Guidelines
March 19, 2020
The new respiratory disease – coronavirus disease 2019 (COVID-19) – has been spreading globally and there have been outbreaks in long-term care communities. "That’s bad news," says Denise Gott, OH-based agent with ACSIA Partners LLC. "But there’s good news," Gott adds. "Guidelines on how to mitigate the risks have just been published by the Centers for Disease Control (CDC)."
It’s Good to Search for Long-Term Care Insurance, Even Better to Search for a Good Agent
February 27, 2020
Many people in the market for long-term care (LTC) insurance go to their browsers and enter a search term such as "long-term care insurance" or "long term care quotes." That’s fine, "but don’t stop there," says Denise Gott, OH-based agent with ACSIA Partners LLC.
Uneasy About the Unseen Elephant in the Room? Relax and Take a Peek
January 28, 2020
"Long-term care (LTC) has become a presidential campaign issue," observes Denise Gott, OH-based agent with ACSIA Partners LLC.
Becoming Long-Term Care Aware: A New Year’s Resolution You Can Keep in Just Three Minutes
December 23, 2019
If you’re getting older (who isn’t?), you’re probably concerned about long-term care, which may be needed at some point for yourself or a loved one. You’ve been meaning to look into it, but, like millions of fellow procrastinators, you’ve been putting it off.
This Holiday Season, You Can Make Long-Term Care Into a Gift, Not an Obligation
November 26, 2019
The end of the year, from Thanksgiving through December, is a special time for families, says says Denise Gott, OH-based agent with ACSIA Partners LLC.
Five Things to be Aware of in November: Long-Term Care Awareness Month
October 23, 2019
If you or a loved one may someday need help with the activities of daily living, November may be the time to focus on it. "It’s been designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance," says Denise Gott, OH-based agent with ACSIA Partners LLC. "But what, exactly, should you be aware of?"
Concise Digital Guide Makes Long-Term Care Decisions Easier
September 25, 2019
A comprehensive four-page guide makes clear that long-term care (LTC) planning has moved well beyond traditional insurance, Medicaid, and nursing-home care. The digital PDF publication, “Why You Should Consider Coverage,” describes the full spectrum of government and private financing options. It also covers care options ranging from at-home care to assisted living in senior residences.
Reduce the Odds of Needing Long-Term Care Through Lifestyle Choices
August 21, 2019
The National Institute on Aging (NIH) points out that the need for long-term care isn’t set in stone. While planning for care is recommended, there are steps we can take to stay able and independent.
New Long-Term Care Trend: Seniors Caring for Super-Senior Parents
July 08, 2019
In July of 2019, the New York Times published an article, At 75, Taking Care of Mom, 99. "Millions should read this," says Denise Gott, FL-based agent with ACSIA Partners LLC. "It documents a new reality of our time."
Fall Prevention: Putting Off the Need for Long-Term Care the Easy Way
June 17, 2019
“Falls can be bad news,” says Denise Gott, FL-based agent with ACSIA Partners LLC. “Too often, they result in a fracture that lands you in the hospital or triggers the need for long-term care, but they’re not inevitable.”
Learning About Long-Term Care the Easy Way, in a Group Setting
May 30, 2019
Most people over 40 need information on their long-term care options, but may not take time to learn on their own. Now they can conveniently absorb the information in the company of friends and associates.
The Looming Long-Term Care Gap: As Older Americans Proliferate, Family Caregivers Dwindle
April 25, 2019
Good news, more of us are living longer. Americans 65 and older will increase from 46 million in 2016 to over 98 million in 2060, according to “Aging in the United States,” a study published by the Population Reference Bureau (PRB). However, fewer younger people will be available to care for them.
Institutional Care or Home Care? With the Right Plan, the Choice Can Be Yours
March 26, 2019
Want to keep living in your own home as long as possible, in spite of needing long-term care? “Then look into an LTC plan that is good for both purposes,” says Denise Gott, FL-based agent with ACSIA Partners LLC.
How to Talk About Long-Term Care Planning Now
Margie Barrie
June 21, 2018
Here are some phrases you can use to persuade listeners to notice the train that’s coming at them.
What to Say Now About LTCI Rate Increases
Margie Barrie
January 31, 2018
Here, she handles a question about what to say to clients about past, present and future LTCI rate hikes.
Young LTCI clients: Should they buy now, or should they wait?
Margie Barrie
October 11, 2016
Here, she takes a question about clients who are wondering when they should buy LTCi.